Travel includes your everyday travel purchases, like parking, public transit, taxis/ride share, as well as the special getaways you plan all year like that trip to visit family or to explore a new destination. From traditional travel such as airfare to hotels to tourist attractions, campgrounds and boat rentals watch the cash back add up.
Bank of America® Customized Cash Rewards Credit Card Cash Back Categories & Exclusions
Earn 3% and 2% cash back on up to $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.
Choose which category you want to earn 3% cash back from the six categories shown below – now with enhanced categories. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Until you change your category for the first time, it will be set to Gas & EV Charging Stations.
How your purchases are categorized Show how your purchases are categorized
Merchants are assigned a merchant category code (MCC) based on the kinds of products and services they sell. Bank of America does not determine which MCC a merchant chooses to classify itself, therefore some purchases may not fall into the category where you might expect them to appear. We do group similar MCCs into grocery store, wholesale club, and choice categories to help you earn cash back on purchases made at specific merchants. Please see the category details for examples and exceptions.
Gas & EV Charging Stations
For your road trip, your everyday commuting and beyond, cash back on gas and electric vehicle charging station purchases can add up when you’re on the go. Earn your cash back at the pump, service stations, marinas, and fuel dealers.
Category details Show category details
Qualifying merchant categories*
The Gas & EV Charging Stations category includes purchases in a wide variety of merchant categories* including:
Automated Fuel Dispensers | Electric Vehicle Charging Stations | Fuel Dealers for Coal, Fuel Oil, Liquefied Petroleum and Wood | Marinas and Marine Service and Supplies | Service Stations, with or without Ancillary Services
(Wholesale clubs that offer pay at pump locations could also appear in this category.)
Merchant Examples**
- BP
- Chevron
- Exxon Mobile
- Shell
- SUNOCO
- ChargePoint
- Electrify America
- EVGO
- Semaconnect
- Tesla
*While this list can be a helpful guide, please remember that purchases and transactions are submitted and categorized by the merchant. Bank of America does not control how the purchases are classified, so some purchases may not fall into the category where you might expect them to appear.
**Entities listed here are examples of the type of companies/merchants that frequently appear as transactions at Bank of America within this category; this is not a comprehensive list. Listing an entity does not imply affiliation or endorsement.
Online Shopping
Make online shopping more rewarding. From cable, internet and streaming services purchases, to books and music, to fashion, electronics, toys and more – whether you’re shopping online or on your mobile device, you could be earning more cash back.
Category details Show category details
Qualifying merchant categories*
The Online Shopping category includes online and mobile app purchases in a wide variety of merchant categories* including, but not limited to:
Bookstores | Cable, Internet & Streaming Services | Clothing and Apparel | Department Stores | Discount Stores | Electronics | Landline & Mobile Phone Providers | Specialty Retail Stores | Sporting Goods
Merchant Examples**
- Amazon.com
- Apple.com (Includes iTunes & Store)
- ATT.com
- Bestbuy.com
- Comcast.com
- Etsy.com
- Kohls.com
- Macys.com
- Netflix.com
- Nordstrom.com
- Spectrum.com
- Target.com
- T-mobile.com
- Ticketmaster.com
- Walmart.com
Some classes of merchants are excluded from the Online Shopping category as detailed below such as Doctors and Hospitals, Government Services and Taxes, Insurance, Membership Organizations, Schools, Utilities and other non-retail services.
For a full listing of exclusions click here.
Insurance
- Direct Marketing of Insurance Services
- Insurance Sales, Underwriting and Premiums
Utilities
- Utilities – Electric, Gas, Sanitary, Water
Colleges, Universities, Professional
- Business and Secretarial Schools
- Colleges, Universities, Professional Schools and Junior Colleges
- Correspondence Schools
- Elementary and Secondary Schools
- Schools and Educations Services (not elsewhere classified)
- Trade and Vocational Schools
Membership organizations
- Associations, Civic, Social and Fraternal
- Clubs, Country Clubs, Membership (Athletic, Recreation, Sports)
- Private Golf Courses
- Political Organizations
- Religious Organizations
Doctors and hospitals
- Ambulance Services
- Chiropractors
- Dentists and Orthodontists
- Doctors and Physicians (not elsewhere classified)
- Home Health Care Services
- Hospitals
- Medical and Dental Laboratories
- Medical Services Health Practitioners (not elsewhere classified)
- Nursing and Personal Care Facilities
- Opticians, Optical Goods and Eyeglasses
- Optometrists and Ophthalmologists
- Osteopathic Physicians
- Podiatrists and Chiropodists
Government services and taxes
- Court Cost Including Alimony and Child Support
- Gambling – Government-Owned Lotteries
- Government Administrative Entities Fines
- Government Services (not elsewhere classified)
- Intra-Government Purchase (Government Only)
- Postage Services (Government Only)
- Tax Payments
- Tax Preparation Service
Non-retail services
- Accounting, Auditing and Bookmaking Services
- Advertising Services
- Attorneys, Legal Services
- Child Care Services
- Cleaning and Maintenance, Janitorial Service
- Cleaning, Garment and Laundry Services
- Computer Programming, Data Processing and Integrated Systems
- Debt Collection Agencies
- Design Services
- Consulting, Management and Public Relations Services
- Consumer Credit Reporting Agencies
- Courier Services (Air and Ground, Freight Forwarders)
- Debt, Marriage, Personal Counseling Service
- Detective Agencies, Protective Agencies, Security Services Including Armored Car
- Employment Agencies, Temporary Help Service
- Exterminating and Disinfecting Services
- Motorfreight Carriers, Trucking, Local/Long Distance, Moving/Storage
- Company, and Local Delivery Services
- Professional Services (not elsewhere classified)
- Public Warehouse (Farm Products, Refrigerated Goods, Household Goods Storage)
- Recreational and Sporting Camps
- Veterinary Services
Miscellaneous
- POI Funding Transactions
*While this list can be a helpful guide, please remember that purchases and transactions are submitted and categorized by the merchant. Bank of America does not control how the purchases are classified, so some purchases may not fall into the category where you might expect them to appear.
**Entities listed here are examples of the type of companies/merchants that frequently appear as transactions at Bank of America within this category; this is not a comprehensive list. Listing an entity does not imply affiliation or endorsement.
How to Shop from Berger’s e-Commerce Site Like a Pro
With endless hours of scrolling and scouring, e-commerce platforms can be overwhelming and feel like finding a needle in a haystack.
We have put together this handy guide to make online shopping a breezy affair. Right from the moment you start your search for the perfect colour to long after the paint has dried, we are here to help you create a home you love. Jump right in!
We have created a better way to shop for paint and home improvement products without needing a physical store or a pushy salesperson. Berger’s e-commerce platform is here to solve the pain points often associated with paint purchasing and minimise the hassle that paint shopping often turns out to be for a common person.
The power now lies in your hands. With just a click of a button or a swipe on your smartphone, you can now add paint products and tools to your virtual shopping cart and get it delivered straight to your home. For real!
Thanks to its easy navigation features and speedy shipping, shopping on Berger’s e-commerce platform for home improvement goods is the fastest way to upgrade your home.
Bid farewell to dull walls
You no longer need to make several trips to the store to find the perfect paint colour for your favourite walls.
Discover our range of interior wall coatings consisting of interior emulsions, designer finishes, distemper and ceiling paint.
You can browse through our collection and shop what you want from the comfort of your couch. Shop now.
Fall in love with our exterior wall coatings
Give your walls long-lasting and all-weather protection with high-quality, durable exterior house paint.
Explore our various exterior emulsions and exterior textures to spruce up your home exterior walls today. Click here.
Get everything you need to give your walls a stunning look
Want to give your house an easy upgrade? Here’s a shout-out to all you aspiring DIYers! How about doing something other than the usual hardware store purchase for a wall decor to deck up your home walls? We think you can easily pull off an art project on your wall with your own hands, with no professional help whatsoever. Yes, you read that right!
With our DIY kit, even amateurs with no prior training can create their own masterpiece. Our DIY products like Glow in Dark Kit from the iPaint range are great for not only a kids bedroom but for any room in the home, be it the living room or the master bedroom. Read this article to derive some inspiration: https://www.bergerpaints.com/blog/diy/love-stargazing-set-up-an-indoor-camp-with-bergers-diy-glow-in-dark-stencils
If Glow in Dark Kit doesn’t cut it for you, we also have fancy wall stencils to help you create beautiful stencil designs on the walls in simple steps with no mess. You can choose from Flora, Feather, Bells, Diya and Birdie options available. The kit comes with quality tools and a booklet of step-by-step instructions to get the best results.
We want you to have tools that a pro would want to use, and that would also help a DIYer achieve the best results. Therefore, aside from paint, our e-commerce site also has all of the tools you need to tackle your regular paint project like a total pro even if you are not a skilled painter.
Our high-quality painting tools and supplies are designed to give you the best results, even if you have never held a paint roller ever before!
Sounds exciting? Drop everything else and see for yourself! Browse our tools and consumables section for DIY products, rollers, stencils, painting accessories, illusion designing tools and mechanised tools. Shop now
Can’t decide on a paint colour? Get inspired with our Shade Genius tool
Choosing the right paint colour need not be daunting anymore. We have created technology to simplify the process.
Created with inputs from paint industry veterans, interior designers and architects who have years of experience, the Shade Genius is a tool developed to help you ease your selection on shade combinations. Now no more scratching your head for which shade goes well with another! It is almost like having an interior designer or a wall painting consultant assisting you with wall colours.
This tool provides visuals with preview options. All you have to do is select whether you are looking for paints of interior walls or exterior walls, and in the next couple of steps, you will have the shade combinations on your screen.
We have also devised a solution for those of you who are not sure about whether the shade shown on your screen will match with the shade painted on your wall. We have shade cards that are scientifically matched to the shades of paints, to ensure you are able to make the best decision. You can order it online now: Click here.
Get fabulous painting results with the right undercoats
It is essential to use the correct primers and undercoats to allow the paint to do its job properly. We, at Berger Paints India, produce a comprehensive range of colour-matched primers to make sure that the beauty of your wall paint is equally-matched by its performance.
Browse our offerings of interior primers, exterior primers, metal primers and putty here: Click here
No more leaky, peeling walls
In case of improper waterproofing of roofs and walls, there might be chances of damp patches, peeling and flaky paint, including mould and mildew, leading to tacky walls. Living in such conditions can also cause health problems for the inhabitants. We understand the seriousness of this situation and are here with a wide range of waterproofing products for the perfect waterproofing solution for new construction and old construction repairs.
Explore our waterproofing solutions comprising of wall waterproofing, roof waterproofing, moisture meter and allied products: Click here
It is important to remember that waterproofing requires proper skills and experience and it is advisable to hire professional contractors like Berger Home Shield.
Give new life to the wood and metal surfaces in your home
Old and worn-down wooden furniture, be it chairs, tables and cabinets tend to bring down the overall look of your living space. We believe that wood coating is a great way to refurbish old furniture, making it shiny and good as new. Invest in protective coatings rather than discarding your dull woodwork.
Don’t overlook the other surfaces of your home. Give a superior mirror-like gloss to doors, windows, grills and masonry surfaces with glossy enamels.
You can explore a wide range of wood coatings and metal coatings (enamels): Click here
Conclusion
To conclude, Berger’s e-commerce platform is a one-stop destination, almost a magical wonderland to get the right tools to make your dream home a reality.
With this digital marketplace, we hope to make shopping for home painting and home improvement products easier as well as more inspiring, safer and accessible.
